Thursday, April 23, 2020
The Awakening Essays - The Awakening, Edna, Awakening, Literature
The Awakening The Awakening Kate Chopin's The Awakening is a work of fiction that tells the story of Edna Pontellier, Southern wife and mother. This book presents the reader with many tough questions and few answers. It is not hard to imagine why this book was banished for decades not long after its initial publication in 1899. At that time in history, women did just what they were expected to do. They were expected to be good daughters, good wives, and good mothers. A woman was expected to move from the protection of her father's roof to the protection of her husband. Edna didn't fit this mold, and that eventually leads her husband to send for a doctor. It is here that Edna Pontellier says words that define The Awakening, "I don't want anything but my own way. That is wanting a good deal, of course, when you have to trample upon the lives, the hearts, the prejudices of others - but no matter..." As the book begins, Edna is a married woman who seems vaguely satisfied with her life. However, she cannot find true happiness. Her "awakening" begins when a persistent young man named Robert begins courting her. Edna begins to respond to him with a passion she hasn't felt before. She begins to realize that she can play roles other than wife and mother. Throughout the book Edna takes many steps to increase her independence. She sends her children away, she refuses to stay at home on Tuesdays (as was the social convention of the time), she frequents races and parties. Unfortunately, her independence proves to be her downfall. Edna stays married because divorce was unheard of in those days. She wants to marry Robert, but he will not because it will disgrace her to leave her husband. No matter how much Edna exceeds social boundaries, she is held down by the will of others, despite what she wants. In today's world divorce, sadly, is almost commonplace, but in her time she would have been an outcast of her society. By the end of The Awakening, Edna feels like a possession - of her husband, of her children, and of her society. The only solution she sees is to end her life, which she does by swimming out into the sea until her strength gives out. This is a very symbolic death. I feel the theme of The Awakening is deeper than the obvious themes of independence and women's rights. The Awakening presents suicide as a valid solution to problems that do not offer many choices. Why do people commit suicide? Some common reasons are isolation and loneliness, disruption of one's social life, and suicide for the common good. It's easy to connect these with Edna's life: the isolation of her small house, the disruption caused by Adele's death, and the common good of the children. However, her suicide had nothing to do with any lack of personal freedom. She was, for the most part, doing whatever she wanted and there were no signs that she intended to stop. Rather, it was the lack of good, healthy alternatives that led to her demise. Robert had left her in an attempt to protect her, himself, or possibly both. This left Edna to pursue a minor romance with Alcee Arobin. Or stay in a marriage that held no hope of fulfillment. Or she could pursue other third-rate affairs, while being discreet enough not to hurt her children. None of these options satisfied her longing for the one who had "awakened" her. Edna chose suicide. The only shortcoming I found in The Awakening was its lack of dialogue. The book is filled with page after page of descriptive phrases, thoughts and actions. This doesn't leave much to the imagination, and in spots, the book seems to drag. The merits of The Awakening far outweigh its few faults. It tells a story of independence, freedom and will power unheard of during the times of its publication. It's a stirring book that forces you to confront tough issues. It paints a picture of what goes through the mind of a person who loses hope. Like Dee Brown's Bury My Heart at Wounded Knee, Chopin's The Awakening tells us a story from the perspective of the oppressed. It is far more than another romance novel with a tragic ending. It is a book about the choices one will makes to protect one's freedom, and Chopin wonderful job presenting them in The Awakening.
Tuesday, March 17, 2020
Benefits and drawbacks SAP in an Enterprise The WritePass Journal
Benefits and drawbacks SAP in an Enterprise Introduction Benefits and drawbacks SAP in an Enterprise IntroductionDefinition of ERP and SAPBackground of Siemens Power CorporationUsing SWOT to analyses Siemens Power CorporationAdvantages and disadvantages of implementing SAPSAP has high integration of business moduleSAP can reduce maintain costConclusionReference Related Introduction As world economy is increasing step by step, a lot of enterprises are looking for a system to help enterprise integrate resource, enhance efficiency of operation of enterprise and reduce cost. Although there are some relative systems in the market, Enterprise resource planning system(ERP) as one of the most popular system has been used in most enterprises. In addition, there is a report come from Klaus etc. in 2000, it showed that ERP could effectively integrate enterprise resource and improve competition of enterprise. It aims to analyses enterprise information in each department and present some rational recommendations to management (Klaus H. etc., 2000). Meanwhile, it is known to all that ERP is a kind of software of management. There are many different software belong to ERP in the market, such as SAP, Oracle and so on. Therefore, in this report, combining SWOT method, one of business strategies, and SAP to analyses this case study. At the same time, a significance of SAP will b e proved in an enterprise. Definition of ERP and SAP Background of Siemens Power Corporation Siemens Power Corporation is a globally operating manufacturer of both fossil fuel and nuclear power generation systems. It mainly provides both Boiling Water Reactors (BWR) and Pressurized Water Reactors (PWR) and related services. In the market, it had many customers at the beginning. However, after few years, some customers hope manufacturer can offer safer and cheaper energy sources. Meanwhile, in the same market, some competitors sized market. It caused that Siemens Power Corporation lost advantages in the competition and reduce some customers. Using SWOT to analyses Siemens Power Corporation A SOWT analysis is adopted to estimate the Strengths, Weakness, Opportunities and Threats involved in a project (Hay Castilla, unknown). It can be separated into internal factors (strengths and weaknesses) and external factors (opportunities and threats). Thus, in this report, SWOT will be adopted to evaluate problems in order to carry out relative measures to solve them. Internal factors à à à à à à à à à à à Strengths: à Siemens can offer fossil fuel to each country in the whole world. Siemens has enough finance to support enterprise operation. Siemens has great reputation in the world. At the beginning of operating enterprise, Siemens had a number of customers. Weakness: Inside of enterprise, because of AMAPS system did not fulfill the requirement of business modules. It still had many overhaul of legacy system. Management had to drop it. In the other word, Siemens implements old system, such as AMAPS system and PERMAC system. It did not have a formal and efficiency system. Otherwise, during operating old system, most of data collection had been done by telephone. External factors Opportunities: During US started to close many fossil fuel manufactures, Siemens can be saved. It means Siemensââ¬â¢ products are safe and approbated. It can occupy more market share. Threats: Although Siemens can offer both Boiling Water Reactors (BWR) and Pressurized Water Reactors (PWR), its competitors trend to more specialize in one type reactors of them. Under this case, competitors probably shrink market share step by step with Siemens. Following a clear SWOT analyses, it obliviously displayed that it is necessary to bring in a new enterprise resource planning system to help Siemens improve their competition in order to expand its advantages of competition in the market. Advantages and disadvantages of implementing SAP In the ERP market, there are many vendors can be selected, special SAP and Oracle. They are all famous ERP systems. However, after Siemens management compared SAP with Oracle or another ERP system, management believed that SAP could provide the best ââ¬Å"client/serverâ⬠architecture. At the same time, SAP also reduced interface problems. SAP has high integration of business module Despite SAP owned business modules over eighty and was saw a little complex, SAP is most smart and comprehensive integrated modules of business configuration. In the case study, it still mentioned that SAP software modules are designed according to ââ¬Å"best business/industryâ⬠. SAP could be configured easily than before so that SAP could reflect whole enterprise structure more detail, even reflect precise pricing discount. There was a report from Hejazi etc. in 2003. They also point out that SAP could more effectively integrate various resources during they pay more attention on working SAP (Hejazi etc., 2003). In addition, in 2002, Mandal and Gunasekaran all argued that the organization of SAP owned whole view of the process. This structure could help enterprise effectively manage enterprise-wide project. Therefore, it is confirmed that SAP could help enterprise improve efficiency of integrating resource. SAP can reduce maintain cost For an enterprise, cost is a big issue. Most enterprises try to look for a method to decrease cost in order to gain higher profit. Thus, in a condition of ensuring qualified product, enterprise brings in a new system which it can reduce cost can greatly enhance competition. SAP as a kind of software for demanding, it promised that SAP system can decrease cost by all kinds of effective methods, such as reengineered business processes, maintain cost and so on. This viewpoint also is proved by Gattiker and Goodhue in 2000. In their report, they clearly believed that ERP system could cut down maintaining cost. At the same time, ERP also could enhance ability to deploy new functionally (Gattiker F. Goodhue L., 2000). There is a conclusion in the paragraph, SAP could decreased enterprise maintain cost so that it can become a part of helping enterprise improve competition. Drawback It is hard to configured SAP It is known to all that SAP is one of the most popular software in the world. To implement SAP in enterprise, enterprise could gain huge benefits from SAP application software. However, it still cannot avoid some disadvantage in SAP system. One of the hardest drawbacks is how to set configuration during implementing SAP. SAP only accepted own interface. It means that enterprise have to change old business interface into new ââ¬Å"SAP-wayâ⬠interface in order to operate SAP system. in the case study, it can be seen that even if enterprise have some professional recommendations from consultant, it is still hard to configure the SAP. An article from Gattiker and Goodhue in 2000, they also presented that it is difficult to configure SAP. Once SAP configuration unreasonable, to run SAP easily lost accuracy of tracking data. Therefore, it is clear to recognize that SAP weakness is configuration. Recommendations for configuring SAP To implement SAP on relational database such as Informix, Oracle, SAP database. Because few current SAP systems create own database base on Oracle. Enterprise can seek a professional consultant or experienced staff to configure SAP. the reason is that they can give some recommendations to deal with problem during configuring SAP. At the beginning of configuring SAP, all business modules are defined by software as soon as possible. In this case, it is useful to reduce some mistake such as matching the name of variety of business modules. Conclusion In a conclusion, SAP as a kind of ERP system, when an enterprise implements SAP, they will suffer from some uncertain troubles such as hard to configure system. However, some problem will be solved by relevant solutions. At the same time, it definitely gets a conclusion that SAP has more benefits than disadvantages. Otherwise, in the report, it also presented that enterprise bring in SAP system can help management fully use variety of resources. Through rationally integrate resource and cost reduction to help enterprise enhance competition in the market. Reference 1. Klaus H., Rosemann M. and Gable G..G..(2000). what is ERP?. Accessed 05/04/2011 http://eprints.qut.edu.au/40347/1/c40347.pdf 2. Hay G.J. and Castilla G.(unknown). OBJECT-BASED IMAGE ANALYSIS:The Strengths, Weakness, Opportunities and Threats involved in a project. Accessed 05/04/2011 isprs.org/proceedings/XXXVI/4-C42/Papers/01_Opening%20Session/OBIA2006_Hay_Castilla.pdf 3. Hejazi S.S., Halpin L.A. and Biggs D.W. (2003). USING SAP ERP TECHNOLOGY TO INTEGRATE THE UNDERGRADUATE BUSINESS CURRICULUM. Accessed 06/04/2011 http://sbaweb.wayne.edu/~absel/bkl/.%5Cvol30%5C30an.pdf 4. Gattiker F.T. Goodhue L.D. (2000). Understanding the Plant Level Costs and Benefits of ERP: Will the Ugly Duckling Always Turn Into a Swan?. Accessed 06/04/2011 computer.org/portal/web/csdl/doi/10.1109/HICSS.2000.926907 5.à Mandal P. and Gunasekaran A. (April, 2002). Issues in implementing ERP: A case study. European Journal of Operational Research. 146,(2)274-2
Saturday, February 29, 2020
Social Security Warns of ID Theft Scams
Social Security Warns of ID Theft Scams Almost 70 million Americans dependà on Social Security benefits. Sadly, whether you are already receiving benefits or not, your Social Security account is a tempting target for scammers. The sheer complexity of this mainline federal assistance program makes Social Security accounts particularly vulnerable to hacking by cyber attackers. As a result, the Social Security Administration has identified some particularly dangerous scams you should be aware of whether you are already receiving benefits or plan to in the future. Online Social Security Account Scam The Social Security Administration (SSA) strongly urges all current and future beneficiaries to set up a personal ââ¬Å"My Social Securityâ⬠account on its website. Opening a My Social Security account allows you to check the size of your current or future benefits and change your bank account direct deposit information or mailing address without having to visit your local Social Security office or wait on hold to speak to an agent. The bad news is that scammers also take advantage of many My Social Security accounts. In this bit of awful, scammers set up My Social Security accounts in the names of people who do not already have them, thus allowing them to transfer the victimsââ¬â¢ current or future benefits to their own bank accounts or debit cards. While Social Security will reimburse victims of this scam, it can take months and leave you without benefits during that period. How to Prevent It Scammers can only set up a bogus My Social Security account in your name if they already know your Social Security Number and other personal information, which in todayââ¬â¢s data-breach-of-the-week environment is all too likely. So, the thing to do is set up your account as soon as possible. Anyone over age 18 can set up a My Social Security account. Even if you do not intend to start drawing benefits for years, a My Social Security account can be a valuable retirement planning tool. When you set up your account, be sure to choose the ââ¬Å"Add Extra Securityâ⬠option on the online signup form. This option will cause a new security code to be sent to your cell phone or email ever time you try to access your account. You will need to enter the code in order to log on. It is sort of inconvenient, but far better than having your benefits stolen. The Fake Social Security Employee Scams There exists a whole set of scams in which the perpetrator- posing as a Social Security ââ¬Å"agent- calls victims regarding their benefits. For example, the scammer may claim the SSA needs to verify the victimââ¬â¢s direct deposit information. In another more complex scam, the victim is told that their Social Security benefits are being cut because they have inherited a house from a relative; an event that would not result in a reduction of their Social Security benefit. To help perpetrate the fraud, the caller then places the recipient on hold and plays the same on-hold recordings actually used by Social Security. When the scammer comes back on the line, the victim is that told proceeds from the sale of the house will be sent to them if they pay the back taxes. Of course, there are no inherited houses or back taxes. How to Prevent It The SSA recommends taking extreme precautions before giving out personal information. ââ¬Å"You should never provide your Social Security number or other personal information over the telephone unless you initiated the contact, or are confident of the person to whom you are speaking,â⬠says the agency. ââ¬Å"If in doubt, do not release information without first verifying the validity of the call.â⬠Which you can do by calling Social Securityââ¬â¢s toll free number at 1-800-772-1213 to verify the legitimacy of the call. (If you are deaf or hard of hearing, call Social Securitys TTY number at 1-800-325-0778.) Also be aware that scammers have also perfected the black cyber crime art of ââ¬Å"caller ID spoofing,â⬠so even if your caller ID says, ââ¬Å"Social Security Administration,â⬠it is probably just another scammer. The Data Theft Scare Scam Given the number of actual government data breaches these days, this scam is particularly believable and dangerous. The scammer ââ¬â again pretending to work for Social Security ââ¬â tells the victim that the agencyââ¬â¢s computers have been hacked. In order find out if the victims account has been compromised, the scammer says he needs to verify that the SSA has the victimââ¬â¢s correct bank account information. To set the hook, the scammer gives the victim account information he knows is incorrect. In the end, the victim is tricked into giving the scammer their correct bank account information. Bad, very bad. How to Prevent It The SSA recommends ignoring calls and emails regarding account data breaches. The agency never initiates contact with beneficiaries by phone or email.Even letters regarding data breaches can be scams as scammers have gotten very good at making envelopes and letters look ââ¬Å"official.â⬠If you get such a letter call the real Social Security Administration at 800-772-1213 to find out if the letter is legitimate. If the letter gives any other number to call, do not call it. The No COLA For You Scam While it hasnââ¬â¢t happened since 2014, Social Security adds a cost of living adjustment (COLA) in most years based on the rate of inflation. But, when there is no increase in the consumer price index (CPI), as was the case in 2015 and 2016, there is no COLA for Social Security recipients. Scammers- again posing as SSA employees- take advantage of these non-COLA years by calling, emailing or sending letters to victims stating that the SSA had apparently ââ¬Å"forgottenâ⬠to apply the COLA increase to their accounts. As with other scams, victims are given a form or link to a website where they can ââ¬Å"claimâ⬠their COLA increase by providing their Social Security Number and bank account information. By now, you know what happens next. Tell your money goodbye. How to Prevent It Ignore the letters, calls or emails. When and if they are given, Social Security applies COLAs automatically and without fail to the accounts of all current beneficiaries. You never have to ââ¬Å"applyâ⬠for them. The New, Improved Social Security Card Scam In this one, the scammer, again posing as an SSA employee, tells the victim that the agency is replacing all old paper Social Security cards with new high tech, ââ¬Å"ID theft proofâ⬠computer chips embedded in them. The scammer tells the victim that they will not get any more benefits until they have gotten one of the new cards. The scammer then claims that he can ââ¬Å"expediteâ⬠the replacement card if the victim provides their identity and bank account details. Clearly not the smart thing to do. How to Prevent It Ignore the claims. The SSA has no plans, desire or money to replace millions of old Social Security cards or to start issuing high-tech cards. In fact, the SSA recommends you not even carry your Social Security card with you due to the threat of identity theft. Instead, memorize your Social Security number and put the card in a safe, secret place. Report Suspected Scams The SSAââ¬â¢s office of inspector general asks Americans to report known or suspected incidents of scams. Reports can be submitted online at the SSAââ¬â¢s Report Fraud, Waste or Abuse website. Reports can also be submitted by mail to: Social Security Fraud Hotlineââ¬â¹P.O. Box 17785Baltimore, Maryland 21235 In addition, reports can be submitted by telephone to 1-800-269-0271 from 10:00 a.m. to 4:00 p.m. Eastern Standard Time (TTY: 1-866-501-2101 for the deaf or hard of hearing.)
Social Security Warns of ID Theft Scams
Social Security Warns of ID Theft Scams Almost 70 million Americans dependà on Social Security benefits. Sadly, whether you are already receiving benefits or not, your Social Security account is a tempting target for scammers. The sheer complexity of this mainline federal assistance program makes Social Security accounts particularly vulnerable to hacking by cyber attackers. As a result, the Social Security Administration has identified some particularly dangerous scams you should be aware of whether you are already receiving benefits or plan to in the future. Online Social Security Account Scam The Social Security Administration (SSA) strongly urges all current and future beneficiaries to set up a personal ââ¬Å"My Social Securityâ⬠account on its website. Opening a My Social Security account allows you to check the size of your current or future benefits and change your bank account direct deposit information or mailing address without having to visit your local Social Security office or wait on hold to speak to an agent. The bad news is that scammers also take advantage of many My Social Security accounts. In this bit of awful, scammers set up My Social Security accounts in the names of people who do not already have them, thus allowing them to transfer the victimsââ¬â¢ current or future benefits to their own bank accounts or debit cards. While Social Security will reimburse victims of this scam, it can take months and leave you without benefits during that period. How to Prevent It Scammers can only set up a bogus My Social Security account in your name if they already know your Social Security Number and other personal information, which in todayââ¬â¢s data-breach-of-the-week environment is all too likely. So, the thing to do is set up your account as soon as possible. Anyone over age 18 can set up a My Social Security account. Even if you do not intend to start drawing benefits for years, a My Social Security account can be a valuable retirement planning tool. When you set up your account, be sure to choose the ââ¬Å"Add Extra Securityâ⬠option on the online signup form. This option will cause a new security code to be sent to your cell phone or email ever time you try to access your account. You will need to enter the code in order to log on. It is sort of inconvenient, but far better than having your benefits stolen. The Fake Social Security Employee Scams There exists a whole set of scams in which the perpetrator- posing as a Social Security ââ¬Å"agent- calls victims regarding their benefits. For example, the scammer may claim the SSA needs to verify the victimââ¬â¢s direct deposit information. In another more complex scam, the victim is told that their Social Security benefits are being cut because they have inherited a house from a relative; an event that would not result in a reduction of their Social Security benefit. To help perpetrate the fraud, the caller then places the recipient on hold and plays the same on-hold recordings actually used by Social Security. When the scammer comes back on the line, the victim is that told proceeds from the sale of the house will be sent to them if they pay the back taxes. Of course, there are no inherited houses or back taxes. How to Prevent It The SSA recommends taking extreme precautions before giving out personal information. ââ¬Å"You should never provide your Social Security number or other personal information over the telephone unless you initiated the contact, or are confident of the person to whom you are speaking,â⬠says the agency. ââ¬Å"If in doubt, do not release information without first verifying the validity of the call.â⬠Which you can do by calling Social Securityââ¬â¢s toll free number at 1-800-772-1213 to verify the legitimacy of the call. (If you are deaf or hard of hearing, call Social Securitys TTY number at 1-800-325-0778.) Also be aware that scammers have also perfected the black cyber crime art of ââ¬Å"caller ID spoofing,â⬠so even if your caller ID says, ââ¬Å"Social Security Administration,â⬠it is probably just another scammer. The Data Theft Scare Scam Given the number of actual government data breaches these days, this scam is particularly believable and dangerous. The scammer ââ¬â again pretending to work for Social Security ââ¬â tells the victim that the agencyââ¬â¢s computers have been hacked. In order find out if the victims account has been compromised, the scammer says he needs to verify that the SSA has the victimââ¬â¢s correct bank account information. To set the hook, the scammer gives the victim account information he knows is incorrect. In the end, the victim is tricked into giving the scammer their correct bank account information. Bad, very bad. How to Prevent It The SSA recommends ignoring calls and emails regarding account data breaches. The agency never initiates contact with beneficiaries by phone or email.Even letters regarding data breaches can be scams as scammers have gotten very good at making envelopes and letters look ââ¬Å"official.â⬠If you get such a letter call the real Social Security Administration at 800-772-1213 to find out if the letter is legitimate. If the letter gives any other number to call, do not call it. The No COLA For You Scam While it hasnââ¬â¢t happened since 2014, Social Security adds a cost of living adjustment (COLA) in most years based on the rate of inflation. But, when there is no increase in the consumer price index (CPI), as was the case in 2015 and 2016, there is no COLA for Social Security recipients. Scammers- again posing as SSA employees- take advantage of these non-COLA years by calling, emailing or sending letters to victims stating that the SSA had apparently ââ¬Å"forgottenâ⬠to apply the COLA increase to their accounts. As with other scams, victims are given a form or link to a website where they can ââ¬Å"claimâ⬠their COLA increase by providing their Social Security Number and bank account information. By now, you know what happens next. Tell your money goodbye. How to Prevent It Ignore the letters, calls or emails. When and if they are given, Social Security applies COLAs automatically and without fail to the accounts of all current beneficiaries. You never have to ââ¬Å"applyâ⬠for them. The New, Improved Social Security Card Scam In this one, the scammer, again posing as an SSA employee, tells the victim that the agency is replacing all old paper Social Security cards with new high tech, ââ¬Å"ID theft proofâ⬠computer chips embedded in them. The scammer tells the victim that they will not get any more benefits until they have gotten one of the new cards. The scammer then claims that he can ââ¬Å"expediteâ⬠the replacement card if the victim provides their identity and bank account details. Clearly not the smart thing to do. How to Prevent It Ignore the claims. The SSA has no plans, desire or money to replace millions of old Social Security cards or to start issuing high-tech cards. In fact, the SSA recommends you not even carry your Social Security card with you due to the threat of identity theft. Instead, memorize your Social Security number and put the card in a safe, secret place. Report Suspected Scams The SSAââ¬â¢s office of inspector general asks Americans to report known or suspected incidents of scams. Reports can be submitted online at the SSAââ¬â¢s Report Fraud, Waste or Abuse website. Reports can also be submitted by mail to: Social Security Fraud Hotlineââ¬â¹P.O. Box 17785Baltimore, Maryland 21235 In addition, reports can be submitted by telephone to 1-800-269-0271 from 10:00 a.m. to 4:00 p.m. Eastern Standard Time (TTY: 1-866-501-2101 for the deaf or hard of hearing.)
Social Security Warns of ID Theft Scams
Social Security Warns of ID Theft Scams Almost 70 million Americans dependà on Social Security benefits. Sadly, whether you are already receiving benefits or not, your Social Security account is a tempting target for scammers. The sheer complexity of this mainline federal assistance program makes Social Security accounts particularly vulnerable to hacking by cyber attackers. As a result, the Social Security Administration has identified some particularly dangerous scams you should be aware of whether you are already receiving benefits or plan to in the future. Online Social Security Account Scam The Social Security Administration (SSA) strongly urges all current and future beneficiaries to set up a personal ââ¬Å"My Social Securityâ⬠account on its website. Opening a My Social Security account allows you to check the size of your current or future benefits and change your bank account direct deposit information or mailing address without having to visit your local Social Security office or wait on hold to speak to an agent. The bad news is that scammers also take advantage of many My Social Security accounts. In this bit of awful, scammers set up My Social Security accounts in the names of people who do not already have them, thus allowing them to transfer the victimsââ¬â¢ current or future benefits to their own bank accounts or debit cards. While Social Security will reimburse victims of this scam, it can take months and leave you without benefits during that period. How to Prevent It Scammers can only set up a bogus My Social Security account in your name if they already know your Social Security Number and other personal information, which in todayââ¬â¢s data-breach-of-the-week environment is all too likely. So, the thing to do is set up your account as soon as possible. Anyone over age 18 can set up a My Social Security account. Even if you do not intend to start drawing benefits for years, a My Social Security account can be a valuable retirement planning tool. When you set up your account, be sure to choose the ââ¬Å"Add Extra Securityâ⬠option on the online signup form. This option will cause a new security code to be sent to your cell phone or email ever time you try to access your account. You will need to enter the code in order to log on. It is sort of inconvenient, but far better than having your benefits stolen. The Fake Social Security Employee Scams There exists a whole set of scams in which the perpetrator- posing as a Social Security ââ¬Å"agent- calls victims regarding their benefits. For example, the scammer may claim the SSA needs to verify the victimââ¬â¢s direct deposit information. In another more complex scam, the victim is told that their Social Security benefits are being cut because they have inherited a house from a relative; an event that would not result in a reduction of their Social Security benefit. To help perpetrate the fraud, the caller then places the recipient on hold and plays the same on-hold recordings actually used by Social Security. When the scammer comes back on the line, the victim is that told proceeds from the sale of the house will be sent to them if they pay the back taxes. Of course, there are no inherited houses or back taxes. How to Prevent It The SSA recommends taking extreme precautions before giving out personal information. ââ¬Å"You should never provide your Social Security number or other personal information over the telephone unless you initiated the contact, or are confident of the person to whom you are speaking,â⬠says the agency. ââ¬Å"If in doubt, do not release information without first verifying the validity of the call.â⬠Which you can do by calling Social Securityââ¬â¢s toll free number at 1-800-772-1213 to verify the legitimacy of the call. (If you are deaf or hard of hearing, call Social Securitys TTY number at 1-800-325-0778.) Also be aware that scammers have also perfected the black cyber crime art of ââ¬Å"caller ID spoofing,â⬠so even if your caller ID says, ââ¬Å"Social Security Administration,â⬠it is probably just another scammer. The Data Theft Scare Scam Given the number of actual government data breaches these days, this scam is particularly believable and dangerous. The scammer ââ¬â again pretending to work for Social Security ââ¬â tells the victim that the agencyââ¬â¢s computers have been hacked. In order find out if the victims account has been compromised, the scammer says he needs to verify that the SSA has the victimââ¬â¢s correct bank account information. To set the hook, the scammer gives the victim account information he knows is incorrect. In the end, the victim is tricked into giving the scammer their correct bank account information. Bad, very bad. How to Prevent It The SSA recommends ignoring calls and emails regarding account data breaches. The agency never initiates contact with beneficiaries by phone or email.Even letters regarding data breaches can be scams as scammers have gotten very good at making envelopes and letters look ââ¬Å"official.â⬠If you get such a letter call the real Social Security Administration at 800-772-1213 to find out if the letter is legitimate. If the letter gives any other number to call, do not call it. The No COLA For You Scam While it hasnââ¬â¢t happened since 2014, Social Security adds a cost of living adjustment (COLA) in most years based on the rate of inflation. But, when there is no increase in the consumer price index (CPI), as was the case in 2015 and 2016, there is no COLA for Social Security recipients. Scammers- again posing as SSA employees- take advantage of these non-COLA years by calling, emailing or sending letters to victims stating that the SSA had apparently ââ¬Å"forgottenâ⬠to apply the COLA increase to their accounts. As with other scams, victims are given a form or link to a website where they can ââ¬Å"claimâ⬠their COLA increase by providing their Social Security Number and bank account information. By now, you know what happens next. Tell your money goodbye. How to Prevent It Ignore the letters, calls or emails. When and if they are given, Social Security applies COLAs automatically and without fail to the accounts of all current beneficiaries. You never have to ââ¬Å"applyâ⬠for them. The New, Improved Social Security Card Scam In this one, the scammer, again posing as an SSA employee, tells the victim that the agency is replacing all old paper Social Security cards with new high tech, ââ¬Å"ID theft proofâ⬠computer chips embedded in them. The scammer tells the victim that they will not get any more benefits until they have gotten one of the new cards. The scammer then claims that he can ââ¬Å"expediteâ⬠the replacement card if the victim provides their identity and bank account details. Clearly not the smart thing to do. How to Prevent It Ignore the claims. The SSA has no plans, desire or money to replace millions of old Social Security cards or to start issuing high-tech cards. In fact, the SSA recommends you not even carry your Social Security card with you due to the threat of identity theft. Instead, memorize your Social Security number and put the card in a safe, secret place. Report Suspected Scams The SSAââ¬â¢s office of inspector general asks Americans to report known or suspected incidents of scams. Reports can be submitted online at the SSAââ¬â¢s Report Fraud, Waste or Abuse website. Reports can also be submitted by mail to: Social Security Fraud Hotlineââ¬â¹P.O. Box 17785Baltimore, Maryland 21235 In addition, reports can be submitted by telephone to 1-800-269-0271 from 10:00 a.m. to 4:00 p.m. Eastern Standard Time (TTY: 1-866-501-2101 for the deaf or hard of hearing.)
Thursday, February 13, 2020
Social Structure Theory Essay Example | Topics and Well Written Essays - 1250 words
Social Structure Theory - Essay Example Social structure theory is a sociological theory based on the argument that the social surroundings in which one exists tend to affect his or her behavior. There is a strong relationship between social environment and behavior in that the manner in which people behaves will be similar despite of their social environment. From the film, it is evident that people from different social surrounding behave differently from people in a different social surrounding. For instance, those people who grew up in poverty and lower class social surroundings tend to manifest criminal behaviors than those from upper class (Durkheim, 1951) The film endorses the social structure theory in that it shows how the society is composed of social institutions such as educational, political, economic, family, and religious whose purpose is to socialize an individual. Further, it shows how society is classified based on economic income and social status whereby those with high economic income belong in upper c lass and have high statuses in society as compared to those with low economic income that have low status in society. It depicts how people in all societies in the world aspire and desire to utilize and maximize their potentials in life but deficiency in natural skills and talents hinder some of them from achieving their objectives. This in turn makes them turn to other means such as crime in order to realize their dreams. The film reveals that social disorganization make people violate the laid down rules and regulations since there is total breakdown of power of informal community to control their behavior. This is attributed to the fact that they want to get themselves out of informal community in which the society has placed them. As such, they will engage in criminal behavior such as human trafficking and slavery in order to achieve their goals (Hester & Eglin, 1992). Social strain theory explains that crime in all societies is as a reaction to the conditions and circumstances that hinder opportunities for some people to achieve economic success for which all individuals are supposed to have. From the film, it is evident that there is no institutional balance of power as proposed by social structure theory. This trend often leads to forced control of some institutions by others thus depriving them some societal privileges. Poverty bounds people from different cultures. The disintegration of informal social control eventually leads to social disorganization as violent groups replace social institutions such as family, schools, and religion as socializers thus transmitting violent values to people (Hester & Eglin, 1992). Therefore, human trafficking is as a result of intergeneration spread of violent values. The film highlights the most serious social issues in modern society, which is human trafficking, and violation of human rights whereby human beings from different parts of the world are sold into slavery for different purposes. People assume that human trafficking is a vice that existed in the distant past or in nations where everybody is above the law. This idea is wrong because as the film depicts, human trafficking exist in every part of the world where people are transported to other nations for working in illegal business or engaging in prostitution. In most cases, men are usually trafficked to provide labor while women are trafficked for prostitution. The film describes that human traffi
Saturday, February 1, 2020
Relationship between the Strategic Position and Strategic Choices of Essay - 1
Relationship between the Strategic Position and Strategic Choices of Marks & Spencer Plc - Essay Example This research will begin with the statement that Marks and Spencer (M&S) had occupied a leading position in the UK retail industry and had been able to sustain success for several years. However, its performance over the last two decades has not been much influential which has resulted in the decline in customer base and market share as compared to its competitors. Historically, Michael Marks, during the late 1880s established a penny bazaar wherein he offered a majority of products costing one penny. This business of Marks accorded significant success and inspired by this success Marks rapidly expanded his business. With the growing size of the business, Marks was joined by a partner Tom Spencer, this partnership led to the establishment of M&S. The partnership business steadily grew and by the beginning of 21st century, M&S growth began to roll out unprecedentedly. Later, Simon Marks took the management of M&S. He made numerous changes in the operational strategy of M&S. He transfo rmed that penny bazaar into stores and adopted simple pricing strategy. He also introduced ââ¬ËSt Michaelââ¬â¢ logo as a quality sign. However, since 1998, M&S had confronted with numerous challenges as well as it had adopted several strategies to deal with the emerging challenges. However, the most of measures undertaken by M&S to cope up with the problems encountered by it had not been fruitful. Strategic positioning is an attempt to realize sustainable competitive advantage by identifying and preserving the distinct resources and capabilities. It involves the execution of different activities from competitors or executing similar activities in a different manner than the rivals in the marketplace. Moreover, strategic positioning is ascertained to be closely bounded by the environment in which the business operates. Thus, strategic positioning can be precisely defined as devising future position of the business based on the analysis of the industry or environmental condition s in which it operates. Besides, strategic positioning involves positioning a business based on its strengths and weaknesses that enable it to outperform its competitors in the marketplace.
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